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Insurance & Payment

Clear information. A more confident first step.

We work with the plans listed below. Participation and coverage vary by your specific plan. Please confirm benefits with your insurer and our office before your first visit. Questions? Call (770) 741-2741.

Before your first visit

Call the member number on your insurance card and ask:
• Is Denitra Gaines / Thoughtful Connections in network for my exact plan?
• Are outpatient mental health visits and virtual therapy covered?
• What deductible remains, and does it apply to therapy?
• What copay (fixed fee) or coinsurance (percentage) will I owe per visit?
• Do I need a referral, prior authorization, or have a visit limit?
Write down the representative’s name and call reference number. A benefits quote is not a guarantee of payment.

Employee Assistance Programs (EAP)

Your employer may offer short-term counseling through an EAP. Ask HR or your EAP administrator about eligibility, covered sessions, authorization numbers and expiration dates. Confirm that our office accepts your specific EAP before starting. EAP benefits may be separate from your health insurance.

Out-of-network reimbursement

If we are outside your network, ask your insurer whether your plan reimburses outpatient therapy, what separate deductible applies, and what percentage of the allowed amount it pays. Ask about claim forms, deadlines and telehealth rules. Contact our office about an itemized receipt or superbill. Reimbursement is determined by your plan and is not guaranteed.

Ready to connect? Request a free consultation. We will contact you to arrange a time; submitting a request does not book an appointment. Please leave private health details out of the request form.

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United
Healthcare

Employer plans:
866-801-4409
Georgia ACA plans:
800-609-9754
Other plans: use your ID card.
Member contacts ↗

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Blue Cross
Blue Shield

Use the member number on your ID card.
Anthem Georgia contacts ↗
Georgia SHBP active employees only:
855-641-4862
SHBP contact details ↗

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Aetna

Call Member Services on your ID card for benefits and claims.
Official member support ↗
No card? 800-872-3862 can direct you to support; this line cannot access member accounts.

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Cigna

Behavioral health benefits:
800-433-5768
Customer service:
800-997-1654
Official Cigna contacts ↗
Confirm your plan’s behavioral health administrator.

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TRICARE East

Humana Military:
800-444-5445
Official beneficiary contacts ↗
Ask about referrals, authorization and your plan’s therapy benefits.

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Humana

Medicare plans:
800-457-4708
Employer plan members: use your ID card.
Official Humana contacts ↗
Confirm your exact plan with our office.

Self-Pay Rates

Your right to a Good Faith Estimate

If you do not have insurance or choose not to use it, you have the right to a written estimate of expected charges for non-emergency mental health care. Ask our office for an estimate before you schedule.

When you will receive it:
• Care scheduled 3–9 business days ahead: within 1 business day of scheduling.
• Care scheduled 10 or more business days ahead: within 3 business days of scheduling.
• An estimate requested before scheduling: within 3 business days.

Keep a copy. If a provider bills you at least $400 more than that provider’s estimate, you may qualify for the federal dispute process. Start within 120 calendar days of the initial bill’s date.

Official estimate guidance · Dispute a bill
Questions about your rights? Call 800-985-3059.

$140.00

1 hour Individual Therapy

A 60-minute session focused on your mental health, relationships, coping skills, and personal goals.

$250

Couples Counseling

Support for communication, connection, and navigating relationship challenges together.

$300

Life coaching

Non-clinical support for personal goals, confidence, relationships, and life transitions.

Thoughtful Connections, LLC

(770) 741-2741

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© 2026 Thoughtful Connections, LLC. Counseling with Care. All rights reserved.

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